Based on the information provided, one of the following loan programs may be a good option for you.

Normal Salaried
  • OrganisationGovt
  • Income ProfileSalaried
15 Years
Loan Tenor (MAX)
60 Years
Age Limit
Loan Against Property (LAP) Residential - 70% of Property Value || LAP Commercial - 65% of Property Value || LAP Residential plot - 50% of Property Value || LAP Mixed Use - 50% of Property Value
Max Loan Amount : 1.00Cr Metro & Non Metro
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Pension Income
  • OrganisationGovt
  • Income ProfileSalaried
15 Years
Loan Tenor (MAX)
60 Years
Age Limit
Loan Against Property (LAP) Residential - 70% of Property Value || LAP Commercial - 65% of Property Value || LAP Residential plot - 50% of Property Value || LAP Mixed Use - 50% of Property Value
Max Loan Amount : 1.00Cr Metro & Non Metro

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The maximum loan tenure for Loan Against Property is 15 years.

Following are the eligibility criteria:

  • Salaried age limit: 21-60 years (65 if considering pension income)
  • Self-employed non-professionals (SENP) age limit: 21-70 years if second generation is in the same business, else 65 years 
  • Minimum Salary: 20000 per month for both Salaried and SENP.

For detailed schedule of charges for Loan Against Property, refer to the link

Who can apply
Resident of India
Agriculturalists
Small Farmers
Between the age bracket of 21 to 70 yrs

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