Who We Are?

Hero Housing Finance Ltd. is a fully-owned subsidiary of Hero FinCorp, the best-in-class provider of financing solutions. HHFL will be an all-inclusive housing finance company providing hassle-free home loans pan India.

Company Vision

Delivering the joy of being a proud homeowner.

Company Mission

Continuously challenge ourselves to innovate and deliver a happy experience to customers and employees.

Key Features

Parentage from India’s most trusted business house

Crisil and ICRA AA+ Rated

Next Gen,


Trust and Relating to people are the cornerstone of our business philosophy. In whatever we do, we try to keep our promises, and with whoever we partner, we focus on the long term. Irrespective of what we do, we follow these two simple rules.

Dr. Brijmohan Lall Munjal
An Inspiration forever.

Leadership Message

HERO group is proud to introduce, Hero Housing Finance Limited (HHFL), a natural extension of Hero FinCorp - Built on the highest level of trust and transparency, synonymous with the HERO brand.

HHFL has been structured in line with the objectives of the Hero group – Serving the man on the street with simple, hassle-free solutions. Built on a foundation of digitized and customer focused processes, the Company aims to service the customers at industry leading turn-around-time.

In short, we are working tirelessly to make mortgage financing simpler and more accessible for India’s New Age Home.

Board of Directors

Abhimanyu Munjal

Managing Director (Hero Housing Finance)

Mr. Abhimanyu Munjal is the Managing Director of Hero Housing Finance Ltd. He is also the Jt. MD and CEO of Hero FinCorp Ltd. He had successfully spearheaded international JVs, M As, and complex transformations.

Renu Munjal

Chairperson (Hero Housing Finance)

Mrs. Renu Munjal is the Chairperson of Hero Housing Finance Ltd. She is also the Managing Director of Hero FinCorp Ltd. and is actively involved in various philanthropic activities across the Hero group.

Rahul Munjal

Director (Hero Housing Finance)

Mr. Rahul Munjal is a Director in Hero Housing Finance Ltd. He is the Chairman and MD of Hero Energies and is presently co-chair of the Confederation of India Industries (CII’s) National Council on solar energy.

Nagesh Dinkar Pinge

Independent Director (Hero Housing Finance)

Mr. Nagesh Pinge is an Expert in Ethics, Corporate Governance, Risk Management and Internal Audit. He is a Chartered Accountant and Law Graduate from India. He has also completed Executive Education Program from The Stephen M Ross School of Business of the University of Michigan, USA. In a career spanning 36 years, he has worked with many organizations of repute like Tata Motors as “Chief-Internal Audit, Risk Management and Ethics”. Prior to that he has also served Reliance Retail Ltd, JSW Steel Ltd. and ICICI Bank and its Group Companies. He is a past President of the Institute of Internal Auditors, India.

Apul Nayyar

Whole Time Director - Executive and Chief Executive Officer (Hero Housing Finance)

Mr. Apul Nayyar was earlier appointed as Chief Executive Officer of the Company viz. Hero Housing Finance Limited effective from December 6, 2019. He has more than 20 years of experience in the financial services industry. He is a Chartered Accountant. Erstwhile, he was an Executive Director on the Board of Capital First Limited. He had worked into various leadership roles with companies like India Infoline (IIFL), Merrill Lynch and Citigroup. He had successfully concluded Global Program for Management Development (GPMD) from Ross School of Business, Michigan, USA.

Leadership Team

Management Team with extensive experience in BFSI industry

Rakesh Bansal

(Chief Risk Officer)

Rakesh has over 28 years of experience in organizations like Kotak Mahindra Bank and ICICI Bank. An MBA graduate, he brings along 12 years of experience in managing credit risk of Mortgage and Builder Finance portfolio.

Gautam Munjal

(Head – Operations)

Gautam has 20 years of experience in consumer and commercial banking with reputed organizations like ICICI and Kotak. He holds a degree in Masters in Finance. His last assignment was with PNB Housing Finance.

Rahul Kishore

(Business Head – Open Market)

Rahul has done his MBA and has over 20 years of experience in mortgage business with organizations like HDFC Bank Ltd. and ICICI Bank Ltd. He has last served as the National Sales Manager with TATA Home Finance Ltd.

Ashish Bhutani

(Business Head - Partnerships)

Ashish has 21 years of post MBA experience in P&L delivery, sales, distribution, product & channel management with companies like Citi Financials and Tata AIG. His last assignment was with Cigna TTK Health Insurance.

Prashant Mehta

(HR Head)

Prashant has more than 19 years of experience in Learning & Development (L&D), Business and Sales HR, and Corporate HR with companies like Modi Revlon, ICICI Prudential Life Insurance and Magma Housing. His last assignment was with Satin Creditcare Network Limited.

Dhoop Mittal

(Chief Financial Officer)

Dhoop brings 11 years of experience in Treasury, Strategy, Corporate Finance and Digital Business. He is an IIM Kozhikode alumnus and has cleared all levels of CFA and CA as well. His last assignment was as Head-Treasury with Hero FinCorp. Prior to Hero, he was with Bajaj Finance Ltd.