Emergency Credit Line Guarantee Scheme
Scheme Description Government of India through Ministry of Finance has introduced the Emergency Credit Line Guarantee Scheme (ECLGS) for providing 100%…
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I thank and appreciate the Hero Customer service staff for their quick action. I had made up my mind to close the loan but the staff provided a mid-way solution of doing part payment which was beneficial for me. The way they dealt with the situation was very professional, convincing and promising. All my doubts and questions were answered with patience. Such humble behavior develops more trust in the customer. It would be my pleasure to refer all my kith and kin to Hero Housing to avail their services in future.
The customer service staff at Hero Housing Finance is extremely honest. Their helpful attitude made me change my consideration of a balance transfer. They followed-up with me regarding my problem on a daily basis and gave the best solution within 3.5 days. I really appreciate the staff and their support.
Thank you Hero Housing Finance Ltd, for all of your help in securing my home loan for purchasing a flat in the Lal Dora area of South Delhi. The team was very professional during the whole process and helped me understand all aspects of the loan process. Thankyou HHFL.
The team at Hero is extremely Pro Active with an eye for detail. The team made sure that I did not get inconvenienced at any point and did each paper work explaining the perils of each sheet in detail. The registration process was done with so much ease. At Hero, I witnessed the most creative and efficient team. Big Cheers to the team
I needed a Home and a financial helping hand and Hero proved to be that hand to me, through which I got a loan in just 15 days without hassle. Hero staff made the whole loan process seem like a child’s play. The integrity aspect of Hero makes them transparent from all other loan providers. My overall experience was splendid and I found Hero to be one of the best competitors in the market.
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Home loan are the funds borrowed from a financial institution on interest for purchasing a new property/plot/construction/upgrading a property. It is a long term loan with tenor up to 20 years depending on the age of the applicant. The loan is repaid with EMI every month. The property is taken as a security by the financing company for the loan being provided and original property documents are held with the financer.
Balance transfer refers to transferring an existing home loan of one bank/NBFC/HFC to another bank/NBFC/HFC with or without further loan.
Age limit : salaried – 21 to 65 , self employed – 21 to 70
Work experience of salaried – minimum 2 years , self employed – minimum 3 years
A way to check home loan eligibility is by using an online home eligibility calculator. This calculator instantly calculates the amount you are eligible to borrow.
LAP means Loan Against Property which is a secured loan availed against a commercial or residential property kept as collateral with the lender.
Loan Against Property can be availed on any full constructed residential or commercial property.